Confused about a car finance plan I knew nothing about!
I've recently been in touch with Honda Finance about my finance agreement on a brand new car I purchased in October 2007 due to the mis-selling scheme.
I've only ever purchased ONE car in my whole life using finance.
At the time, I traded in my old Honda car. The finance plan covered the remaining amount.
When Honda Finance replied to me about the plan, they pulled up a second plan as well!
Apparently this second plan was with the same car dealer and started on 05/11/2005 and ended on 05/11/2007. It was on a car i never owned.
I purchased my brand new vehicle from them with a plan which started on 16/11/2007 and ended on 16/11/2010.
What's going on? i never took the first policy! I never owned that FIRST car!
I only found out about this yesterday and I'm really concerned as it sounds like some kind of fraud. Vehicle details are scant for this car I never actually bought as it's so long ago but from the registration plate I know it was allegedly a three year old Honda civic car which I allegedly purchased on HP. And definitely not the 10 or 11 year old Honda civic I traded in.
Advice greatly appreciated please!