Investment Plan, Crypto Yes Crypto No?
Hello.
I know, i know most people here probably hate crypto, and tbh, im wary of it, but i certainly like a lot of things from it since i am in the IT Business. My investment plan goes as following, im only 21, and really want to get the max out of my money because shit is rough in my economy and country rn.
Current situation:
- Income: €1,300/month
- Fixed expenses: €700
- Investment budget: €600/month (€600 base + €135 altcoins)
Investment allocation:
- ETFs (ALL WORLD): €150 (25%) – stable core
- Bitcoin: €200 (33%) – store of value
- Ethereum: €90 (15%) – growth
- Solana: €80 (13%) – high upside
- Chainlink: €40 (7%) – infrastructure
- XRP: €15 (2.5%) – institutional/remittance exposure
- Avalanche: €15 (2.5%) – DeFi/NFT bet
- Polkadot: €10 (2%) – diversification/interoperability
Now, i dont want any of you to fix this, that would be too much to ask, but just, can anyone tell me if my plan is a piece of shit? Or if its actually ok, kinda reasonable to maximize profits? I personally think it is not that risky and will probably maximize my profits over just putting it all on the all world etf.
Sincerely i hope this post doesnt anger anyone, i've been dabbling with this for months now seeing countless videos forum posts explanations pdfs you name it, and i just want to know if it actually makes some kind of sense.
Thanks
Ver