For a long time I thought I’ll have made it when I can go to the grocery store and pay for 3 people’s groceries twice a month. That and financial security and contentment is all I want. I want to be comfortably retired with my wusband and not worry about a 9-5 with an hour commute that I have to wake up at 6 for. I’m 19F (20 in a week) with $6300 in a UTMA account, no current student loans, on track to earn a bachelors in about a year and a half. I live at home, commute to school in my 2014 Nissan, and have two part time jobs. I like to spend money but i don’t necessarily have huge bills to pay. I owe about 150 for phone bills/car insurance every month and try to contribute 50-100 to my Roth every month too. I just opened my Roth so I have hardly anything in it. I don’t want to work forever. I want to be childless and have cats and do pottery with the youth and health I have
u/Extra-Yoghurt3539
I’m 19F (almost 20) and I literally just hate having a job. It’s not that I don’t have work ethic, I have two jobs right now and go to school full time, it’s just that I’d rather die than still be working at 70. I want to comfortably retire at an age where I can still be active and do the things I want to do, but I don’t know how. My family isn’t very financially literate (none of them are in poverty, but I don’t have any multi millionaires in the family - except for my boomer grandparents). I’m a junior in college, no student debt or loans, no credit card debt, and I have an UTGA through vanguard with about 6500 in it. I can’t have access to the account until I’m 21, so I’m having to send funds to my dad who deposits them right now. What are some beginner ways to start maximizing my savings??
Ask me for any clarification if needed !