u/Express-Boat5774

I know everyone taps the sign when a question is asked concerning everything other than xeqt, but my question is. Should I have a bond etf in with xeqt. Say in 20 years I decide to retire and draw from xeqt for the year, should I have a mixture of more then xeqt for when there are dips in market? I am newer to this investing and really dont want to make a kind of mistake that is really regretful.

Thank you