Hey All,
I am currently 23M and have a 764 credit score. I currently have a Amazon Card, Discover IT and Strata Premier. I currently am working towards the Citi trifecta of Strata Premier, Custom Cash, and Double Cash. The main reason I wanted to do Citi was because of how strong custom cash was and I fly pretty much exclusively American as my local airports don't support other airliners. However, I am going to begin renting shortly within the next few months at around 75k salary and have heard so much surrounding Bilt. If I were to pursue the Bilt Palladium in tandem with the Citi trifecta, what is the benefits of that. Should I completely drop the idea of double cash in regards to Bilt Palladium? I've read that there is a limit on cash rollover to new years on Bilt which is definitely something I'm worried about. If I can't hit the 75% spend to garner the rewards from rent, is Bilt still worth it? It seems like a very strong card, but something I seem to have noticed is that a lot of people strictly use Bilt if they have Palladium besides some odditys. I feel as if using Custom Cash and Strata might be good enough to also warrant the Bilt, but I wanted to know if anyone has any experience running a similar setup! I love Bilt's transfer possibilities and just wanted to know if anyone had any advice or experience with a similar setup!