u/Exciting_Pay_1652

I got a dm on Instagram today from someone who said that they were an artist and that they wanted to use one of my pictures for reference. I immediately wanted in because I think it's cool that people would want to use me for artwork but after having a short conversation with the person I'm skeptical. They asked normal questions at first but then they started asking other questions, like my name, the bank I could use, and my number. I didn't give them my number but they seemed really insistent on using SMS for contact between me and her "client" (someone who commissioned her ig). The sum that they were offering was weird too, $300 just for being a reference? Either her client is a really really rich woman or that price is meant to put dollar signs in eyes and make me stop thinking. I tried refusing the money but she insisted on it. Is this a scam?