u/Exact_Analyst_9697

Should I pause retirement?

I’m(30F) a mom of 1, and my husband (34M) and I would like to have another baby. We currently pay a nanny but I would like to take a step back and drop to part time to stay home with my kids until the new baby is 3.

Currently I am on track for retirement (a little over 1x my salary in retirement) and my husband has a pension. Additionally we have no debt, a 150k mortgage, 50k in HYSA, 6 month emergency fund, and about another 30k in a brokerage. How bad would it be for my retirement if I stopped contributing for about 3 years? Currently I’m contributing 25% of my salary. I can still max my Roth out with me working part time.

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u/Exact_Analyst_9697 — 1 day ago