u/Evening_Warthog

I don't often see much discussion of Social Security timing with a 100% spousal benefit for your partner.

I found it very interesting that my Open Social Security recommended claiming time is 67 and 4 months but if I assume a reduction in benefits of 23%, then it recommends claiming at 62.

I'm only 59 right now but this does complicate decision making over the next couple of years 😊

I also understand the benefit of waiting till 70 for survivor benefits but I am by far the healthiest person in our relationship. The draw down on savings from waiting till 70 would just be too much at the moment

Any thoughts?