u/Evening_Cup_1822

So I got admission to a Uni abroad in Finland. Maparo wameniruka so I have 3 months to come up with about 3.5M and for the life of me I cant find anyone who offers loans for that part of Europe. Now here are my questions; 1. Any suggestions or leads to raise 3.5m legally? and 2. How come sites like MPower and Globcred can offer loans without co-signers or collateral but my bank tells me my contract is too short to approve such a loan but they can approve Asset loans or a Mortgage. Is there something I'm missing? Plus GlobCred is like partnered with the bank that I have used since 2017. Why wont they create such a package then ?