I’m looking to reduce overall exposure to US equities, to mitigate risk of an AI / Tech bust.
My pension has been 100% in equities for the past two decades (VWRP equivalent) , and whilst it has performed very well I’m increasingly concerned that another .com or 2008 could be on the way and set me back 10 years, (I’m still around 20 years until planned retirement)
Ideally I don’t want to switch to cash then try ‘time the market’ for a return, but I would be happy with more modest growth with a reduction in downside risk overall..
The issue I have is that the even the pre-made multi asset funds seem to have the Equity part disproportionately weighted on the usual NVIDIA Tesla etc
Is anyone else in a similar position, or can suggest any alternative funds/ investments to better insulate against the risks of a crash without just treading water in cash?