u/EnvironmentOk2700

Is it better to go to a university in person, even if you have a 1 hour commute, or better/possible to attend online? Can you save money by starting at a community college? I'd like to eventually get a PhD and focus on providing diagnostic assessments for adults. Thanks for any advice!

I would be a mature student, and for a long time, I have wanted to pursue a Psychology PhD. My spouse makes a lower-middle class wage, and we have a teenage child. Is it feasible for me to attend school using student loans, my line of credit, and maybe some grants if I qualify, or is this a pipe dream?