I have $8,620 cash sitting in my IBKR account right now. Iniisip ko kung ilalagay ko na lahat ngayon sa CSPX and XNAS, or hahatiin ko at ipapasok gradually over the next 6 months.
Medyo torn ako kasi both options make sense. Lump sum investing is generally better based on history, pero DCA feels safer psychologically, especially since the market is at all-time highs. It also needs more patience and discipline.
Matagal na akong naghihintay na bumaba ang S&P 500, pero it just keeps going up. Naghihintay din ako na matapos yung war, pero who can really predict that di ba?
For those who have been investing in the market for a while, what would you do?
Lump sum everything now or spread it out over the next 6 months? Please share naman your thoughts and experiences, thanks!