Calculating SSDI benefit amount estimate when disability starts AT 22
Hello! I’m in the middle of my SSDI application. I’m confident it’ll get approved and I have enough credits. I’m currently being covered by private disability insurance through my old employer but I’m trying to figure out how benefits are determined.
Some sources state income before 21 isn’t considered? But maybe that’s for those over 24? It’s hard to find info for those claiming disability between 22-23 so I appreciate any information.
I worked part time for a year from age 20-21 (2022-2023), then took a year off for my degree- then started working full time just after my 22nd birthday (in June 2024) until my disability started in March last year. I heard the disability I payment is based on every tax year? Does that mean my payments are likely to be a lot less since my work history was spread between multiple years instead of having a condensed work history within a single year?
Thank you