Hi,
Do you actively do mutual fund reallocations? If yes, how often do you review and rebalance the portfolio? Also, how has this helped in terms of returns or tax efficiency?
Right now, I’m unsure whether I should go for a reallocation because of the recent tax changes. How frequently would you generally recommend doing it?
Hi,
Please suggest some mutual funds with international exposure.
Risk- moderate to high
Time- 15 years
Amount-10% of my SIP
Until last year, I used to invest in ELSS funds to claim tax exemption under the old tax regime. I have been investing in them for more than 5 years through SIPs, and I stopped investing in ELSS after moving towards the new tax regime.
Currently, the accumulated amount in these ELSS funds is around ₹4–5 lakhs, and some of the investments have generated good returns since the SIPs were running for over 4 years.
Now that most people are opting for the new tax regime, I’m unsure what would be the better approach for the existing ELSS corpus:
Leave the invested amount as it is and allow it to continue compounding, or
Redeem the amount and redistribute it across other mutual funds where I am still continuing SIPs.
Could you please advise ? Also wanted to know what did you do to ur ELSS funds