Good afternoon,
I just went through months of my Chapter 7 bankruptcy and it was discharged in California, but right after discharge trustee tells me that she believes the car lien was not perfected in time so she wants to avoid the lien.
She takes a couple months to figure everything out, and tells me how much I would need to pay to buy back the car from the estate, I agree. Fast forward to a month later I receive an email from her today saying that she is closing the case because the lender doesn’t want to cooperate on avoiding the lien and I need to reach out to them.
I am extremely confused because I was already discharged and I am afraid they are going to repossess my car any time. I am going to reach out to them tomorrow morning, but I wanted some see about. I’m not sure what to say when I call them. Do I restart my loan?
Thanks in advance for any comments.