u/Effective-Yoghurt925 — reddlx

Bank	Account	Amount

CIBC	Mortgage	Owe remaining 189,198
	Chequing	Cash 4731
	Savings	Cash 12,657
	TFSA	Total value of investments is $49,270.44 CAD + holding $1,348.84 CAD in cash: Comprised of 600 shares of UDOW (book value $41k CAD and closing value $47k) // 10 shares IBM: book value $361.35 CAD approx. same price now // Cash: $1,348.84 CAD
Wealthsimple	TFSA	Cash 20000 CAD
	RRSP	Total value is 35,626 + Cash $10,544 CAD // 50 shares of UDOW (book cost 2715 closing value 3004) // 200 shares of VEQT (book cost 11,022 closing value 11,386) // 228 shares of XEQT (book cost 8,999 closing value 9,601)
	Group RRSP	15,601 being managed by employer group plan. this will increase by a total of 12,000 per year (total of my contribution and employer match)

Bank

Account

Amount

CIBC

Mortgage

Owe remaining 189,198

Chequing

Cash 4731

Savings

Cash 12,657

TFSA

Total value of investments is $49,270.44 CAD + holding $1,348.84 CAD in cash: Comprised of 600 shares of UDOW (book value $41k CAD and closing value $47k) // 10 shares IBM: book value $361.35 CAD approx. same price now // Cash: $1,348.84 CAD

Wealthsimple

TFSA

Cash 20000 CAD

RRSP

Total value is 35,626 + Cash $10,544 CAD // 50 shares of UDOW (book cost 2715 closing value 3004) // 200 shares of VEQT (book cost 11,022 closing value 11,386) // 228 shares of XEQT (book cost 8,999 closing value 9,601)

Group RRSP

15,601 being managed by employer group plan. this will increase by a total of 12,000 per year (total of my contribution and employer match)

hey all, just started taking investing seriously ~6 months ago. My salary is 120k CAD. I would appreciate any feedback. I've heard it's risky to hold UDOW (not sure why as my returns were up 20% a month ago and it's recovered from April's volatility) and I have some redundancy holding both VEQT + XEQT but really interested to know what you would do in my position. I think I need to diversify but uncertain between AI/ crypto/ semiconductors/oil/ gold (I know, I know I am very behind).

Bank	Account Type	Amount
CIBC	Mortgage	Owe remaining 189,198
	Chequing	Cash 4731.42
	Savings	Cash 12,657
	TFSA	Total value of investments is $49,270.44 CAD + holding $1,348.84 CAD cash: Comprised of 600 shares of UDOW (book value $41k CAD and closing value $47k) // 10 shares IBM: book value $361.35 CAD approx. same price now // Cash: $1,348.84 CAD
Wealthsimple	TFSA	Cash 20000 CAD
	RRSP	Total value is 35626 + Cash $10,544 CAD // 50 shares of UDOW (book cost 2715 closing value 3004) // 200 shares of VEQT (book cost 11022 closing value 11386) // 228 shares of XEQT (book cost 8999 closing value 9601)
	Group RRSP	15601 being managed by employer group plan. this will increase by a total of 12,000 per year (total of my contribution and employer match)