Good morning, everyone. I need your help and advice. I am a 31-year-old male living in Germany with €25,000 of debt. Phone calls, unlimited letters at my place, and I amost have a heart attack opening the mailbox at noon, because of all the debts I need to pay. This situation is driving me crazy, and I haven't opened up to my family or friends about it. I am losing it all; my brain is foggy. I try to do my best at work and maintain a different personality there, but this facade is killing me. Due to some irresponsible financial decisions I made in the past, these are the consequences I am facing. I have a really good job as a Senior Marketer with a yearly gross salary of €80,000.
I need your advice on how to get my life back. I need a second chance in life.
Please, tell me what to do. I am emotionally numb and can’t take any more steps.