u/Economy_Seat_7250

England

Hi folks,

My partner and I each own our respective flats. I own mine outright, they have a mortgage.

They're planning on selling soon and we were going to buy a house together.

I basically have a bobbins income and wouldn't be able to get a mortgage but they have a good income - enough to buy a modest house themselves that would tick most of our boxes.

Wondering about the implications of buying together first of all: could we go 50/50 if I sell my flat, without me needing to be on the mortgage?

Alternatively if they bought alone and I rented mine out, is it a smart move or a silly one? I caught the headline about an 'accidental landlord' whose tenants had huge arrears. I hear people saying it's better to invest in isa's etc.

My key concern about selling right now is that I might lose money, but I'm not sure that justifies the headache of becoming a landlord.