Don't Get Hospitalized
Not too long ago, I was in a bad accident, and was hospitalized for nearly two weeks. My phone was broken in said accident. As a result, I didn't take care of my eBay duties for that amount of time, and was penalized as a result. I informed customer service, which changed nothing, but I get it, is what it is.
I was suspended from listing and getting payouts for a while, which ended, but the annoyance I'm still facing is that I CAN NOT get them to resume taking portions of my sales to repay my Liberis loan. I've talked to the crapper AI bots several times, and have gotten a real person (not their best) on the phone a couple of times, and it gets me nowhere. After talking to Liberis a couple of times, they finally said they'll try to talk to eBay about it. I'm still waiting to hear back.
TLDR: Don't get hospitalized.