u/Due_Technology_528

Age: 27

Income: ₹16.5 LPA (15L fixed) (apx.₹1.18 L/month), working at a stock exchange firm

Investments:

• ₹2L in FD
• ₹27.5K/month in mutual fund SIPs (5 SIPs of ₹5.5K each, with 10% annual step-up)
• ₹8K/month in stock SIPs (step up of 10% annually)

Insurance:

• Term: ₹3.5 Cr cover (₹6K/month premium, payable for 15 years, coverage till age 75)
• Health: ₹10L base + ₹90L super top-up (₹10K/year)
• Corporate cover: ₹5L (self + parents)
• Additional: ₹66L term + accidental death cover

Context:
Currently living with parents, unmarried.

Goal:
Planning to buy a ₹3 Cr house in the next 7-8 years with Loan.

Question:
Does this plan seem too aggressive or is it reasonably achievable given my current financial setup?