u/Due-Display-1328

I recently had two very different experiences here: one clinic required full upfront payment and I had to handle reimbursement myself, while another processed everything directly through my insurance card. The difference in convenience was huge.

I’m mainly looking for places with:

• good English speaking family doctors or specialists
• smooth insurance/admin processes
• positive experiences from expats or long term residents

Would also appreciate hearing about places to avoid if you had a bad experience.