u/Dry_Cycle5497

Sorry if this is kind of all over the place, I’m at work and English isn’t my strongest suit. basically, I went through a toxic divorce a couple years ago while I was fresh out of the navy and in school which caused me to max out multiple credit cards and essentially nuke my credit score. Currently I owe $6900 on an 18% interest credit card and $1500 on an 11.49% interest card, plus $2500 on my car loan. My credit score is slowly creeping up, currently at 640. I make about $2,000 a paycheck give or take 200 dollars with or without any extra shifts or overtime. I have a $1550 a month mortgage but I only personally pay $500 for all the utilities (I have a Roomate and a generous boyfriend). I also pay about $500 for the rest of my bills including gas/ food which leaves me with enough to enjoy my life a little but also throw large amount of money at my debt every paycheck. My goal is to pay off this debt by 2028 because I’d like to return to school to get my Bachelors and eventually become a nurse practitioner, I’m also due to move next summer which will put me in a tight spot to figure out a job and housing for minimum a month. Any tips, advice, or methods to get as much of this debt payed off as fast as possible, the larger chunk over and done with before next summer and how to survive the bump in between while I try and land a new job and buy a new house? For additional context I have a weak savings, I’ve prioritized paying off the debt as much as I can because I felt that was more important but correct me if I’m wrong please. Willing to answer any questions and thank you in advance!