Yet another influencer and their cookie cutter training programmes.
Her videos are mainly her pretending to struggle in the gym and fake 'wholesome' gym girlie moments
How do 1m people fall for this?
Idek if she has any PT qualifications tbh.
Shes my BEC
It seems a lot of job adverts dont show salaries now, so just looking for an easy way to decipher the pay
We are due our renewal in August, if we stay with the same lender we can choose a new rate today. Our existing rate was 5.59% with a 90%LTV
Im keen to lock something in with the unknowns going on in the world atm. We fixed for 2 years last time and missed the drop in rates by a couple months so planning to fix for longer this time
Currently choices are
3yr fix 5.14%
5yr fix 4.94%
There is a 10 year, but we will likely move before 5 years are up, but the choices available are portable.
We haven't used an advisor this time, last time they put us on a rate of 7.59% and then I did it myself and got 5.59% (highstreet rate at the time)
I guess my question is whether fixing for 5 is the best plan if we hope to move, because the cost difference is negligible. We are borrowing 222k on a 250k property
Edit: apologies as I havent made it very clear, is it better to do 3 years, if we were to move in 18 months we'd only have a top up product for 18months instead of 3.5years