u/Dry-Research-1148

I was offered a $100 loan from chime. I made the last payment on on April 18th a few days before it was even due. I just got a notification from the credit app I use and it shows I went down 5 points for paying the loan off. Is this normal? I thought doing the loan was going to make my credit go up? This is the first time over ever done a loan with chime.