My partner and I (DINK couple, 27yo)planning to buy a pre-selling house.
Our combine income is 100k per month. We have 300k savings.
The TCP of the house is 3.5M
Syempre hulugan siya babayaran hindi isang bagsakan. RFO na rin if natayo na yung bahay mismo. Siguro mga upgrades nalang like gate fence etc.
Possible turn over is sa 2028 pa.
Monthly Ammotization is 27k for 15years
Mejo natatagalan na kasi kami sa 30years.
Kaya ba namin?
Currently we are renting, okay naman yung work namin. Is just that we are not sure if kaya ba namin or kakayanin ba ng finaces namin?
Sa mga upgrade or minor renovation naisip namin pwede naman siguro pa onti onti.
We really want na i-go na namin to but we’re scared kasi nga first time. Hindi kami galing sa mayaman na family kaya this will be a big purchase if ever.
Please be kind, we are open for advise po and if pwede don’t use hurtful words. Our life is stressful na hehe
But we are open for facts. Thank you!