u/Downtown-Garden2372

Looking to shift branches in mangalore, tired of the horrid service.. any good branches with good branch managers in mangalore?

Hi,

Recently i’ve been looking at getting an HDFC insurance policy for my family, particularly the “ Hdfc Ergo Optima Secure + “ as a family floater policy with a sum insured of 50L

I’ve Previously had a family floater policy from my local bank, had 6 years with them and absolutely 0 claims..

I was told that i can’t port my policy since it’s a bank issued policy, but the insurance agent told me that they can get the waiting period waived off on the basis of 6 years and no claims. I spoke to hdfc ergo care directly and they told me it’s highly unlikely that they would be able to get the waiting period to get waived off

Not to mention but the quotations from the insurance agents are 7–10K INR higher than the website..

Where do you guys buy insurance policies from that are actually trustworthy and not scammy..

Hi,

Recently i’ve been looking at getting an HDFC insurance policy for my family, particularly the “ Hdfc Ergo Optima Secure + “ as a family floater policy with a sum insured of 50L

I’ve Previously had a family floater policy from my local bank, had 6 years with them and absolutely 0 claims..

I was told that i can’t port my policy since it’s a bank issued policy, but the insurance agent told me that they can get the waiting period waived off on the basis of 6 years and no claims. I spoke to hdfc ergo care directly and they told me it’s highly unlikely that they would be able to get the waiting period to get waived off

Not to mention but the quotations from the insurance agents are 7–10K INR higher than the website..

Where do you guys buy insurance policies from that are actually trustworthy and not scammy..

Hi,

Recently i’ve been looking at getting an HDFC insurance policy for my family, particularly the “ Hdfc Ergo Optima Secure + “ as a family floater policy with a sum insured of 50L

I’ve Previously had a family floater policy from my local bank, had 6 years with them and absolutely 0 claims..

I was told that i can’t port my policy since it’s a bank issued policy, but the insurance agent told me that they can get the waiting period waived off on the basis of 6 years and no claims. I spoke to hdfc ergo care directly and they told me it’s highly unlikely that they would be able to get the waiting period to get waived off

Not to mention but the quotations from the insurance agents are 7–10K INR higher than the website..

Where do you guys buy insurance policies from that are actually trustworthy and not scammy..

Hi,

Recently i’ve been looking at getting an HDFC insurance policy for my family, particularly the “ Hdfc Ergo Optima Secure + “ as a family floater policy with a sum insured of 50L

I’ve Previously had a family floater policy from my local bank, had 6 years with them and absolutely 0 claims..

I was told that i can’t port my policy since it’s a bank issued policy, but the insurance agent told me that they can get the waiting period waived off on the basis of 6 years and no claims. I spoke to hdfc ergo care directly and they told me it’s highly unlikely that they would be able to get the waiting period to get waived off

Not to mention but the quotations from the insurance agents are 7–10K INR higher than the website..

Where do you guys buy insurance policies from that are actually trustworthy and not scammy..

Should one mention to the hospital that they have an insurance policy before hand it self? or just wait till the last day before discharge and tell it then?

What are the best banks for HNI banking in mangalore? and what branches offer the best service?

Any places that you need to avoid absolutely at all costs?