u/Dontworrybehappy57

Has anyone here been approved for LTD but in a closed period, and then had to continue providing ongoing documentation to extend benefits?
A few questions:
Is it normal to have to keep proving disability every few months even after approval?
How detailed do your doctor notes need to be for continuation (especially with complex conditions like POTS, Chiari, etc.)?
Have you had issues with inaccurate medical notes (like symptoms not being documented correctly), and how did you handle getting them corrected?
For those who have seen multiple specialists (cardio, neuro, etc.), did one provider’s notes carry more weight than others?
Has anyone had a situation where a “good day” at an appointment affected how their condition was documented?
How long did it take to receive your claim file/administrative record after requesting it?
Just trying to understand what’s typical in the review/continuation process and how to make sure everything is documented correctly moving forward.

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u/Dontworrybehappy57 — 12 days ago