u/DoneRightbyDanielLLC

Howdy!
So, I use Zoho Books (cannot wait until something better comes along!!!), and in 2024 there was a multi month disruption of automatic bank feeds. I'm way behind in my reconciliation and just now finding the missing transactions, numbering in the hundreds across four bank accounts.
That bank closed my accounts in Jan 2026, so I cannot get my statements or transactions in .csv anymore (BIG LESSON LEARNED: Reconcile accounts when the bank statement comes out, no matter what, VERY important!).
Is there a way to import the transactions into zoho from a .pdf?

Or do I just need to suck it up and get moving on manually adding each transaction?

Yes, I know, I'm a terrible bookkeeper. As soon as I can afford to do so, I will happily fire myself from this role.

I'm attempting to reconcile accounts; as I understand it, Reconciliation is simply matching each transaction in my books to the same transaction in my bank statements (If this is wrong, please let me know the correct answer/definition).

Working on four accounts from an old bank that has since been closed, I have .pdf statements.
In some accounts I have transactions in the statements (20+) that are NOT in my books. This may be due to bank feed errors way back when.
Do I simply need to manually add these transactions into my books to match the statement?

In another issue, I have transactions in my books that do NOT show up in my statements; IS it as simple as finding the receipt for that transaction, checking where it should be?