I paid off my debt.
Opened a HYSA and put $20k in there. This is a good 20 months emergency fund so I know I have too much sitting in there.
I made sure I’m contributing what my employer matches on my 401k and I even upped it 1% this year due to getting a raise. Plan to keep upping each raise until I’m in the 10-15% currently at 7%.
I have 8k in one savings account and another $3500 in another account. I guess I’m scared of not having easy access to my money or something.
I still am able to save 1k per month which I know im in a very blessed position.
I did recently open a Roth IRA and want to max it out for the year and investing in FXAIX and VTI.
Also taking advantage of my HSA. Only put 1k this year but next year will max that too.
It’s my first time really doing all of this at almost 32. I’m doing it alone just based on research and AI.
Any tips?