[Canada] Fell for a check scam from a new job
I feel so embarrassed. I'm so mad at myself and I can't stop thinking about it, but I feel like I need to talk about it. I've been without a job since last year due to being laid off, and unemployment payments have ceased, so I currently have no income. I've been submitting job applications for just about anything I can find, which includes a lot of remote positions. I don't remember the name of every company that I've applied to, which is unfortunate because it means I didn't catch the scam from minute one. I received an email from someone saying that they were thankful for my interest in the position that I applied for and that they would like to set up an interview. I didn't recognize the name of the company, but I looked it up and it seems to be a real company. Professional looking website, multiple news articles written about them, some discussions about the company's stock. I figured that I just forgot that I applied to them.
I began talking with a "Hiring Manager" on Teams, and alarms were ringing in my head the whole time. A text based interview, a job offer immediately, the person seemed to give very robotic responses with poor English. I should have listened to the alarms and bailed, but I'm absolutely desperate to get a job, so I ignored them. If the job was real, then my life would finally start to turn around.
A bit after I accepted the position and signed the contract, they emailed me a check and asked me to deposit it in order to buy equipment for my work from home setup. I would deposit the check into my account and then transfer the money to a local vendor using Interac(basically Canada's version of Zelle). That vendor would purchase and setup the equipment with all the necessary software and then send it to me. The alarms were on full blast now, but I ignored them once again. I couldn't let this chance slip by in case it was legit. So I did what was asked. I deposited a check for $1755 and transferred $1600 to the "vendor". The remaining $155 was supposed to be a "signing bonus."
I didn't feel good at this point, but I tried to remain hopeful. Then the next day, they asked me to do it again. This time for $1550. Once again, I deposited the check, but I don't transfer the money immediately. I decided to google if this is a normal thing. And yep, lots of posts about how this is a scam. I felt like absolute crap for falling for it and not doing better research beforehand.
I told the "HR rep" that I'm a bit concerned about this process and how it doesn't make any sense. They made up some nonsense about how this is to test the employee's ability to handle responsibility and to build rapport between the company and employee. I asked them to prove their identity to me by taking a picture of their company ID and they immediately got hostile, saying things like "You think you can just make demands like that??"(which I thought was a very funny response to such a simple request) This is when I bowed out, cut off all contact, and called my bank. I filed a police report later and relayed that information back to the bank, so now it's out of my hands.
I'm trying to stay positive by being thankful that I decided to not transfer the second check, so I didn't lose as much as I could have. And despite $1600 being a lot of money to me right now, it's not nearly as much as others have lost.
Sorry for the long post about what appears to be a common scam, I'm just frustrated at myself and wanted to vent a little. Trust your gut, everyone. If it's too good to be true, it probably is.