CREDIT PROFILE
* Current credit cards you are the primary account holder of: Capital One Quicksilver (2015), Chase Amazon Prime Visa (2019).
* FICO Scores with source (see note on FICO score sources below): 772 (creditwise, usually higher but I closed a Bilt card in January.
* Oldest credit card account age with you as primary name on the account: 11 Years
* Number of personal credit cards approved for in the past 6 months: 0
* Number of personal credit cards approved for in the past 12 months: 0
* Number of personal credit cards approved for in the past 24 months: 1 (Bilt card, closed after 13 months).
*** Annual income $: $**100,000
CATEGORIES
* OK with category-specific cards?: Yes
* OK with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 1450
* Groceries $: 500 (half at Whole Foods [Amazon Card], half at random in-person supermarkets).
* Gas $: 71 (I fill up 1-2 times a month).
* Travel $: 360 (This is a sporadic category, I travel via plane at least twice a year, and I intend to travel more, I take Ubers/Lyft but not a ton).
* Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: I’m traveling to Ireland/Scotland in a few months for just two weeks.
* Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): $330 Monthly Car Insurance, $100 Internet Verizon
* Any other significant, regular credit card spend you didn't include above?: $1,000 bucks in general retail spend. Likely half on Amazon half misc. This includes video games, general items for house, it might include entertainment as well like movies and bowling.
* Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: Rent is 4,200 I’m not sure the fee, but I don’t want a Bilt card after their changes.
MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)
* Current member of Amazon Prime?: Yes
* Current member of Costco or Sam's Club? Costco
* Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services?: I pay for Hulu, Netflix, Apple TV, HBO (not always all 4 simultaneously).
* Current member of Chase, US Bank or any other big bank?: TD Bank
* Are you or your spouse active US military?: No
* Are you open to Business Cards?: (these are an option if you have any kind of side gig, such as selling on eBay or Etsy): I have not freelanced in a long time so I assume no.
PURPOSE
* What's the purpose of your next card (choose ONE)?: Travel Rewards
* If you answered "travel rewards", do you have a preferred airline and/or hotel chain you regularly use?: No, I tend to fly Jetblue but I have no allegiance, Delta sometimes as well. I am NYC based, mostly domestic travel.
* Do you have any cards you've been looking at?: The Chase Sapphire Preferred vs the Amex Gold. Amex gold would give me better points but I’m renting a car soon and in Ireland/Scotland so that primary insurance would be nice, just wish the 100,000 bonus was there. I’m also unsure if my Quicksilver is being updated to have 3% gas and grocery.