u/DoBaniye

If you’ve been waiting to start your credit journey smartly, this is it 👇

💼 HDFC Biz Grow Card: Lifetime Free(LTF) till 30 April 2026

👉 Perfect for freelancers, founders & small business owners

💳 Rewards that actually matter:

• 2 CashPoints / ₹150 on regular spends

• 20 CashPoints / ₹150 on:

GST | Income Tax | Bill Payments | DMart | ClearTax

Condition:

• Min ₹10K monthly spend

• Max 1,500 CashPoints / statement

💰 Redemption:

• 4:1 for cashback

👤 Eligibility:

• Self-employed

• ₹6L+ annual income

👉 This is one of the easiest ways to start earning on your business spends + tax payments