Review my portfolio
Age 31, working as an IT professional.
I started investing with my very first paycheck 8 years ago, when my in-hand salary was just ₹21,000. My first SIP was ₹2,000 per month, and since then I haven’t missed a single SIP.
As my salary increased, I kept increasing my SIP amounts and also invested lump sums whenever I received bonuses.
I don’t keep money in FDs because I send money to my wife every month, and she manages our emergency/safety fund separately.
Looking back, I feel I may have played slightly safe and conservative by investing mostly through mutual funds instead of direct stocks.
Risk Appetite – aggressive
Investment Goal – Retirement
Investment Horizon –30 years
Allocation Details – 80k sip and disturbuted in 20k in parag pareek 20k in nippon small cap and rest i randomly disturb in any mf in image attched and 20k in blue chip stocks when market falls
Why You Selected These Funds – In early days got regular funds as i did not had the knowledge and also after that did own research for stocks and MF
Which App Do You Use? – Smallcase