u/DevelopmentSouth8801

My understanding is that Dumbledore's rationale for having Snape teach occlumency to Harry is:

1. Snape is a better Occlumens than Dumbledore
2. Dumbledore didn't want Voldemort to know how important Harry was to him

While the first one may be true, but it's weakened by the fact that

1. Snape is a horrible teacher in general (unless you're in his house), which has 15 years of evidence behind it
2. Snape is a horrible teacher to Harry and friends in particular, which has 5 years of evidence behind it
3. There is 5 years of personal animosity between the two
4. Snape has a history of bad memories with Harry's parents, which may be exposed by the training

The second one just makes no sense. Dumbledore knows Voldemort wants to kill Harry. Likely with some torture for the first defeat.

If Voldemort knew Harry was important to Dumbledore, did Dumbledore think Voldemort was going to double kill Harry or something?

All that combined makes Dumbledore's choice go from a mistake to pure stupidity and incompetence.

I have the Gold and HHonors cards. I understand both of these will count towards my 5 card limit. I manage them through the Amex website, so that makes sense.

I also have a bank-issued credit card which is on the Amex network. I manage that through my bank's website and don't see it through my Amex account. However, when I called up Amex support for another card they said I had been a customer since opening that card.

I'm also interested in the Schwab Investor card due to the elevated SUB (though if it was a 2% card, I'd use it a lot more). It sounds like this (and probably the MS and GS cards as well) do count towards the limit, since they're managed through the Amex website.

So my questions are:

1. Does my bank-issued Amex count towards my limit?
2. Do the Schwab/MS/GS cards count towards the limit?
3. How can I tell the difference?