Alright I’m 24 making $79k salary per year along with ~$10k per year in stocks (Amazon) all pre-tax
I have an emergency fund, a few small savings buckets for things I’d like to save for which cap out at $1,000 and I do my full 401k match
I’ve been selling my stocks that I get immediately and then transferring them to Roth IRA (then investing in FXAIX and VXUS) which maxes out my Roth IRA
I have about $300 per paycheck (biweekly) after bills, spending budget, and short-term savings allocations
I’ve been just putting the leftover $300 into a fidelity personal investment account and investing it 75% VTI and 25% VXUS
Any other advice out there?
Should I be keeping my Amazon stocks instead of selling them, and just max out my Roth IRA with my leftover money from my paychecks?
Anyone with experience please share your advice, thank you!