u/Desperate-Break6688

Current have student loans around 150k. I do not work in a public job that makes me eligible for PSLF. I make around $115k, wife makes around $50k and we have one child. My IBR is due to be renewed, and i ran the numbers and they are estimating my loan payment will have to be around 1.3k. I can squeeze that but just don’t know if there’s a better way to work around it? Should i file taxes separately to get the payment down? TIA