u/DennyRoyale

Card(s) for Business Class Travel for 2027 Europe Trip

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* capital one venture 2011 - 2x miles (base card)

* chase sapphire reserve 2020 - mostly for 3x dining and hyatt points

* amex blue 2016 - mostly for 5x groceries and streaming

* chase amazon 05/2025 - for 5% back on amazon

* chase hyatt 6/2025 - free nights and xfers from sapphire for reward stays

* barclays AA 08/2025 - American airlines miles bonus

* amex delta 06/2024 - delta miles bonus

* FICO scores with source: 826 on equifax - no issues with credit score - no debt

* Oldest credit card account age: 1998

* Cards approved in the past 6 months: 0

* Cards approved in the past 12 months: 2

* Cards approved in the past 24 months: 4

* Annual income $: 200k+

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: No

* Estimate average monthly spend in the categories below.

* Dining $: 500

* Groceries $: 500

* Gas $: 100

* Travel $: 25000/year: 2-3 domestic trips with flights and hotels. one 2 week 2 city Europe trip with flights and hotels. 7K in flights, 8K in hotels, 10k in restaurants and activities

* Using abroad?: no - 2 week abroad per year

* Other categories or stores:

* Other spend:

* Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

* Amazon Prime member: Yes

* Verizon postpaid customer: Yes

PURPOSE

* Purpose of next card: Travel Rewards

* Travel rewards preferences: looking to accumulate points for business class travel to for US to Europe flight to Portugal, Spain, or Italy in late 2027

* Cards being considered: Aeroplan? I had chase sapphire reserve last in 2020 with bonus.

ADDITIONAL INFO

getting out ahead of 2027 europe trip

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u/DennyRoyale — 2 days ago