u/Delicious_Bowl_5082

Hey everyone — Right now I currently have 119/120 in my green banners. I will make my final qualifying payment for PSLF on 5/15 and want to get clarification on the next steps.

A few questions….

- When should I submit my final Employment Certification Form? 5/15 or do I need to wait until it fully posts?

- After submitting my ECF, what is the next step? Do i request forbearance?

- Anything I should watch out for? Just not sure the next steps after my final payment.

Trying to avoid delays or mistakes this close to the end.

Thanks in advance 🙏

I’m planning a 2-week trip to Thailand in early June and would love some advice!

I’ve already been to the Gulf islands (Koh Samui, Koh Phangan, and Koh Tao), so I’d prefer to explore different parts of the country this time around.

Ideally, I’m looking for:

-A mix of culture + relaxation

-Somewhere scenic/nature-focused

-Beautiful beach

-Options that aren’t too heavily impacted by rain (if possible in June)

Where would you recommend for a 2-week itinerary?

Is Koh Kood worth the trip in June, or should I consider somewhere else?

I appreciate any suggestions on great spots—thanks in advance!