Hi everyone, I'm 43/m single with live in girlfriend
I didn't take personal finance serious until my mid-late 30s, here's a quick synopsis of where I am, let me know your thoughts.
25 years left on my 3.25% mortgage on primary residence
Also have cash-flowing investment property that's netting me around $1,000 / mo that has 25 years also remaining on that 3.625% mortgage
Income:
$141,000/yr plus an additional around $12,000 in the cashflow above
2-4% salary increases yearly
Investments:
balance 403b: $173,000
Rollover IRA: $64,000
balance Roth IRA: $84,000
brokerage: $36,000
Saving 14% into my 403b (10% pretax 4% roth)
Employer matches 4% on top of that for total of 18%
Maxing Roth IRA out
$2,500 to brokerage account yearly
I want to retire at around 65 and have the freedom to travel frequently and replace 100% of my income
Looking through this: does it look like I'll have enough?