I'm a 31-year old with $2.3 MIL in a taxable brokerage account and another $200k in my companies traditional 401k. I'm currently investing to get the employer match (5%).
In my ideal world, I would retire around 40-45 and hate the thought of having a ton of cash wrapped up in my 401k, untouchable for 20 years after that.
Would you do the full 401k max-out each year? Or just contribute to get the employer match & then invest the difference in my liquid brokerage account that I can access at anytime?
u/Decent_Argument1757 — 10 days ago