u/Cynoem

I know leases are the devil in the DR world, but my dad worked at a dealership & was able to get us a $195 per month lease rate for 3x years for a safe, reliable and new SUV. We are going to plan to buy out the car lease for $13k in September. We're in baby step 4 w/ over $45k in HYS in addition to our emergency fund. Do you think we should just pay it off in full? We live in HCOL area outside of NYC, so we aren't likely going to be able to buy a house for another ~4 years anyways. I feel like it's a no brainer to pay it out, but of course a few people in our life are saying it's not worth it considering we're very much in savings mode for a house. Thoughts?