FTB - Monthly mortgage amount posts & Survey
Hi all,
I've noticed a lot of posts on the subreddit asking specifically if a particular monthly mortgage amount is sensible/affordable on a person/household's given income.
I know some general rules suggest your mortgage should be below 30% of your take home pay (excluding London). I thought it would be good to get a survey of people in this forum to determine what everyone's income to mortgage ratio is currently like in May 2026.
This may help people looking for a property to gauge what sort of monthly mortgage payment they should be treating as a maximum. I appreciate this would be a rough guide.
Please see a survey link below. It's all anonymous, so no personal information will be collected. I propose to leave the survey to run for a couple of weeks (or until responses dry up). After this I will take a download and do a bit of analysis on the data. I will share both the raw data, as well as some analysis of the results. To clarify, I'm not affiliated with any companies or organisations.
FTB - Monthly Mortgage Payments – Fill in form
Thanks to anyone who responds.