u/Curve-Objective

First 100k php

My wake up call happened last December. Umabot ng ₱60k yung credit card bill ko dahil sa sobrang gastos nung Bermonths. 💀 I knew I had to stop the cycle.

3 months ago, I made a radical move: Pinutol ko yung credit card ko and switched to automated savings. From being buried in debt to seeing this graph grow sobrang laking relief. Hindi madali pero discipline really pays off. Hopefully to retire 20 years from now