u/CurrentRole6052

📢 ITR FILING — TY 2026-27

Income Tax Act 2025 | Must Know!

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📅 FILING DEADLINES

▪️ Salaried → 31 July 2026

▪️ Business/Professional → 31 Aug 2026

▪️ Tax Audit Cases → 31 Oct 2026

▪️ Belated Return → 31 Dec 2026

▪️ Revised Return → 31 Mar 2027

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💰 BASIC EXEMPTION LIMITS

▪️ New Regime (All Ages) → ₹4,00,000

▪️ Old Regime (Below 60) → ₹2,50,000

▪️ Senior Citizens (60-79) → ₹3,00,000

▪️ Super Senior (80+) → ₹5,00,000

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⚡ AUTO ITR TRIGGERS

(Even if income is below limit!)

▪️ Cash in Savings A/c → > ₹10 Lakh

▪️ Fixed Deposits → > ₹10 Lakh

▪️ Credit Card Payment → > ₹10 Lakh

▪️ Property Buy/Sell → > ₹45 Lakh

▪️ Any TDS/TCS Deducted → File ITR

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⚠️ PENALTY FOR LATE FILING

▪️ Late Fee → Up to ₹5,000 (Sec 234F)

▪️ Interest → On unpaid tax (Sec 234A/B/C)

▪️ Loss of carry forward → Losses lapse

▪️ Severe cases → Prosecution / Jail

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✅ SENIOR CITIZEN RELIEF

(75+ Years | Sec 393)

▪️ Only Pension + Bank Interest income

▪️ Only 1 bank account

▪️ Submit declaration to bank

▪️ No need to file separate ITR!

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For informational purpose only

reddit.com
u/CurrentRole6052 — 11 days ago

I’ve just started working on the Foreign Asset disclosures for this season. If you’ve received ESOPs or RSUs from a foreign HO, I highly suggest you do the same.

​Schedule FA and FSI aren't sections you want to rush through on July 31st. The data entry for peak balances and FMV valuations takes time to get right.

​I am starting my workings now to ensure a smooth filing—don't wait until the last minute!

​Need help getting your documents organized? Let's connect

reddit.com
u/CurrentRole6052 — 11 days ago