Hi everyone,
I am a final-year B.Com student living in Hyderabad. I am writing this because I am in a very difficult financial situation and I am feeling very lost.
I currently have a debt of ₹2 Lakhs. I started taking small loans to support my family because our financial condition is weak, but the debt has grown, and I can no longer manage the repayments.
Current Situation: My final semester exams start in 2 weeks. Because of this, I cannot start a full-time job right this moment, but I am desperate to find a way out.
I am looking for any guidance on how to manage this or leads for work I can start immediately after my exams are over.
Request: If anyone is able to help, I can share proof of everything I’ve mentioned. I’m not looking for a handout, I intend to pay it back in three parts. I just need some air to breathe right now.
I am looking for advice on how to handle lenders, or if there are any organizations that help students in financial distress.
The pressure is very high and it is affecting my mental health deeply. I am having very dark thoughts because of this stress. If anyone has advice on how to handle this legally or how to talk to the loan providers for more time, please let me know.