I’ve been using Maclear for a few months now as part of a small diversification strategy in P2P lending.
The concept is simple: you invest in listed loans on the platform, and in return you receive regular interest payments as borrowers repay. From a user perspective, everything has been smooth so far. I haven’t had any issues with deposits, withdrawals, or monthly interest payments.
One thing worth mentioning is the bonus structure. For every €500 invested, there is a 6% bonus, plus an additional 3% referral bonus during the first 90 days, which can improve the overall early returns if you start with a referral link.
Overall, it’s been a straightforward experience up to now, but like any P2P platform, it’s important to stay aware that returns depend on loan performance and are not guaranteed.
If anyone here has experience with Maclear or similar platforms, I’d be interested to hear your long-term results and opinions.
👉 Site: https://app.maclear.ch/
👉 Referral code: RIES14
Disclaimer: This is not financial advice. Use at your own risk.