u/Cultural_Candidate14

We are closing on a house 5/18. Mortgage lenders knew we had a tax balance (between 50-100k). Halfway through underwriting lenders asked us to set up a payment plan, we tried calling the IRS as well as the Taxpayer advocate service to do so, to find out that my husbands cpa had unexpectedly gone out of business and not filed a couple years of his back taxes which we were completely unaware of. IRS won’t let us get on a payment plan for the year we need to show lenders until back taxes are processed. Both years were mailed in together in February this year.. it’s now end of April. 2023 was just finished processing last week but although we mailed them in together, 2022 is nowhere in their system yet.. we are stressing because obviously closing is set for 5/18 which is less than a month, and we’re all waiting for the IRS to process 2022 for us to then have to call in and have a manager take up to 2 weeks to manually review our payment plan since it’s a bit above 50k. Any advice would be greatly appreciated on anything we could possibly do to still close on time or soon after the scheduled date, we feel like we’ve exhausted all options.