u/CtrlAltDelLife_06

I have around \~₹2L to invest for about 1 year and looking for relatively safe options with better returns than a savings account.

I’m okay with moderate risk but don’t want to lose capital.

What would you suggest for a 1-year horizon?

Options I’m considering:

\- Liquid / short-term debt funds

\- Arbitrage funds

\- Fixed deposits / RDs

\- Hybrid funds

Are there any better alternatives for this timeframe?

Also, how would you allocate ₹2L across these options?any suggestions.