Debt out of control, any advice?
Help- need advice
My credit card debt is pretty much maxed out and I've been paying the minimums for a while now that my credit score sank, I can't get a consolidation loan nor any balance transfers to 0%.
I'm thinking about getting a dmp but honestly I've gone for so long now without enough money to do anything meaningful that I just feel burnt out.
My finances (per month)
My rent - 450 (spare room)
Food (includes toiletries) - 375
Phone - 8
Course (paying the course cost back due to leaving it early) - 75
Dog insurance - 19.99
Dog health plan - 24.99
Dog walker - 280
Netflix - 12.99
Few minor subscriptions - 7.47
Monzo perks - 7
Minimum payments on debt
Card A - 75.88
Card B - 172.46
Card C - 102.50
Card D - 267
Card E - 75
I ride a bike, I work long shifts, and so the dog walker is a necessity - though I am trying to move closer to work, this just isn't possible right now.
It was unavoidable getting into debt at the time due to a medical expense, I'm just incredibly annoyed with myself it went further than that.
Any help of what to do, how best do go about getting this debt off would be a huge help.
Thanks