Hello guys, so for a bit of context, I am pretty new to investing. I had made a bunch of money from individual stocks and crypto when I was younger purely because I was into tech from a young age and believed in these things, but didn't really have a long-term plan, it was more spontaneous. Since I feel the big gains of this stuff have been had and it's priced in (no longer 'early'), I sold pretty much everything and bought a flat.
This was a couple of years ago, and last year I decided to think a bit longer term and opened a managed portfolio with Invest Engine. I was still learning things at the time, and it was set to 30% bonds 70% equities. Now, I realise given my timeframe (25y now) bonds aren't the way to go. I have been trying to change my managed portfolio to 100% equities, but the service has been down for almost the whole year with Invest Engine, and apparently, the customer support is quite bad. I now have a stocks/shares ISA with Trading 212 and kind of want to transfer my IE ISA in.
The first question is whether this is a good idea. I've had around 30% gains over the year on the IE portfolio (it was timed well), I know it will take at least a couple weeks to transfer out, so I'd lose some time in the market, and I'm not sure about the fees, but I think this won't really matter in the long term and it's best to switch early. If anyone knows anything about when the managed portfolio service in IE is opening again, that would be great!
The second question is about my split. I am thinking:
70% SWDA
15% EQQQ
10% EIMI
5% WSML
The idea behind this is to have a global core, so I am properly diversified, although I still believe somewhat in tech, hence EQQQ, and I also believe in the developing world (particularly Africa, I want to do business there), hence the rest of the split. Is this a good idea?
Any advice is greatly appreciated :)